A complete success...........
I just installed pcmcia-cs-3.1.3 on my Toshiba Portege 7020 running kernel 2.2.13. Everything works like a dream. I can use my Xircom CEM-56 Ethernet/Modem card, the Adaptec 1480A SCSI card and my 10MB Kodak Picture Card (recognized as ATA Disk Drive) in all combinations. Autodetection and hot swap works as well (even for the CardBus SCSI!!!).
No configuration was required, I just installed it and it worked.
Good job David. Thanks.